Taxes and Year-End

Access your Form 1098, Mortgage Interest Statement online by logging in and accessing the Document Center. For more detailed information about the Form 1098, contact your tax advisor or refer to the Taxes and Year-End Frequently Asked Questions.

Quick Facts: 
When will I receive my year-end statement?
For customers electing to receive mailed statements, your year-end tax information will be mailed with your January billing statement and postmarked no later than January 31st or the following business day, and you should receive your statement within seven to ten days of that mailing. Statements are also posted online within the Document Center once available.

For customers enrolled in paperless statements, your year-end tax information will be available online in the Document Center on or before January 31.  We’ll email you when they are ready.

Why did the IRS Form 1098 not include all the interest I paid in the calendar year?
We only report mortgage interest payments that we received during the calendar year.  If you paid another company interest related to the mortgage loan during the year, you will receive more than one IRS Form 1098.  Also, any amount received from the Homeowner Assistance Fund Program (HAF) that was applied  to mortgage interest will be excluded from the Form 1098 interest amount.

What is the IRS Form 1098, Mortgage Interest Statement?
The IRS Form 1098, Mortgage Interest Statement, is used to report mortgage interest of $600 or more on any one mortgage during the calendar year. 


How to Read Your Form 1098 

Need Help? Contact your tax advisor or PHH Customer Service at 1-800-449-8767.
Get Answers to Tax and Year-End Frequently Asked Questions.