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Once the account is paid in full, when will I receive my payoff overage check?
If you send additional payoff funds, we will send a check for the overage to the mailing address on file within 20 days. Please allow additional time for mailing.
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When I am trying to register, I have received the error message - "An account already exists"
If you receive the error message- "There is an account already created", then an online account has already been created for your mortgage.

If you are not able to log in with existing credentials, you should try resetting password/username as follows:
 
To recover the username:
On the login page, click on 'Forgot Username.' Provide the Social Security Number and the registered email address. The User will receive their username through the email address provided.
 
To reset the password:

On the login page, click on 'Forgot password.' Provide the username, Social Security Number and the registered email address. The User will receive a temporary password through the email address provided. Log in using the temporary password and existing username. On the next 'Change Password' page - input the temporary password as the 'Old password' and create a new password with below requirements:
- Must be 8 to 30 characters
- Must use upper- and lower-case letters
- Must include at least one number
- Must include at least one of the following special characters (!#$%()^*@!)
- Must not include username
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Why am I receiving the error message, "limited access - Please contact support" when I try to login?
Bankruptcy, foreclosure, and other specific loan conditions may have limited access. Our agents can better assist you over the phone. Please contact our customer support team for further assistance.
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I have multiple accounts. Can I access them all under the same username?
If all loans are serviced by the same company, they will automatically appear in the list of loans after login (see upper right corner of the dashboard).
 
If the loans are serviced by different companies, the accounts will need to be registered separately.
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Will I be able to register using an international phone number?
Yes, if you have an international phone number, you can still register on the website. However, please choose to verify your account using your email address instead of the international phone number.
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Can I use my Tax ID instead of Social Security Number to register online?
Yes, the website allows users to register with either a Social Security Number, or EIN/TIN Number. On the registration screen, under Find Your Account - simply select the type of identification you would like to register with and enter it in the required field.
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Is it safe to provide my Social Security Number when registering for the first time?
Our website uses standard https authentication and security protocols that are widely used in many websites for the security and privacy of your data. The Social Security Number is only required once, when registering for the first-time. It does not have to be entered during every login attempt.
 
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Do I need to register to use the mobile app?
If you are already registered and using the website, the same username and password will work on the mobile app. If you have not logged in before, you will need to register. You can do this on the website or the mobile app. 
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Why is the website prompting me to verify my account?
For security purposes, if you are accessing the account from a new device or new browser, you may be prompted to verify your account before login. Select the best method to receive the verification code to confirm your access.
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I am required to have flood insurance, but I have lived in my house for years and have never been fl
Your house may be above the base flood elevation (flood level). If this is the case, you may want to file a Letter Of Map Amendment or Revision (LOMA/LOMR) with the Federal Emergency Management Agency (FEMA). While FEMA reviews the LOMA/LOMR, flood insurance is still required. If FEMA approves the LOMA/LOMR, you may not be required to maintain flood insurance or your premium may be reduced.

Please note that if the property is in an "A" or "V" zone, flood insurance is required regardless of the elevation of the property.
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