PHH Mortgage and its employees want you to know that we are here for you in the event it is not possible to make the monthly mortgage payment due to the Coronavirus (COVID-19) pandemic. The assistance outlined below is being provided to our customers who are financially impacted by COVID-19. If you can continue to make your payments, please do so as the options outlined are not payment forgiveness programs.

Need help?

Depending on the status of the account, the following benefits may be available for customers who have experienced a financial hardship due to COVID-19:

  • Payment forbearance with repayment options
  • Payments not being reported as delinquent to credit bureaus during this period
  • Waiving late fees during this period
  • Pausing all foreclosure activities

If you’ve experienced a financial hardship resulting from COVID-19 and wish to notify us that it is not possible to make the required monthly mortgage payments, please review the assistance plan details on this page and then complete and submit the form below.

If you are on a forbearance plan and are now ready to resume making monthly mortgage payments, click here.

For additional information regarding forbearance, the CARES Act, and additional relief that may be available after forbearance, please click on the below links:

Forbearance Plan Overview

What is the CARES Act and how do I know if it applies to my loan?

What happens at the end of the initial forbearance period?

Are you ready to proceed with a request for assistance or need a forbearance extension?

Please complete and submit the form below if:

  • You wish to notify us that it is not possible to make the required monthly mortgage payments due to COVID-19.
  • You are already on a forbearance plan, or your forbearance plan has recently expired, and you would like to request an extension to the forbearance plan.
After our team has reviewed the request, we will respond as quickly as possible and either mail a notice detailing the forbearance or extension details, and if your situation does not meet the requirements for a forbearance plan, we will notify you and outline your mortgage assistance options.

Please know that we are working as quickly as possible, but turnaround times may be as long as 10 days due to high volume. We apologize in advance for any delays.

If you still have questions…

  • Email us at
  • Call us at 1-800-936-8705. Call volume is extremely high, so we ask for your patience and understanding as we do our best to assist all customers. We are currently open to assist you during the following hours: Monday - Friday 9:00 a.m. – 8:00 p.m. EST.
  • Log in to to manage your account 24/7, check payment activity and access important documents. If you don’t have an account already, you may set up an online account at today. Due to higher than normal call volumes, your online account will be an invaluable resource providing you with many account management tools and resources.


Information about COVID-19 relief is available from the Consumer Financial Protection Bureau (CFPB).

Get helpful prevention tips and follow COVID-19 updates from the Centers for Disease Control and Prevention (CDC).

Beware of scams while situations like this can bring out the best in people, they can also bring out the worst. Be on alert for suspicious looking or sounding emails, text messages or phone calls. Never give out your personal information in response to an unfamiliar email, text or call. When in doubt, check it out by calling the company directly.

Keep checking back here for updates and information.

We will all get through this together with kindness, patience and understanding!