Helping Homeowners
Is What We Do!

warning If you have been affected by a natural disaster, we will help you through these difficult times. Please call us at 1-800-936-8705 to understand and start the process. Helping Homeowners is What We Do! right arrow

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At the End of Forbearance

Before the forbearance plan expires, we will contact you to discuss your current status and determine what options may be available given your situation, which may include:

  • Lump sum payment – for those who can reinstate the account, pay the full amount owed from the forbearance period. Please keep in mind that paying what you can during the forbearance period will help offset this amount.
  • Repayment plan – over a number of months, pay the regular mortgage payment plus an additional amount in order to pay off the full amount owed from the forbearance period.
  • Loan modification/deferral – if you are unable to pay the lump sum or enter a repayment plan, we may be able to offer a loan modification or deferral of the payments to the end of the loan term for qualified borrowers.
We are here to help. PHH is The Leader in Loss Mitigation®.  Our specialists will review your situation and determine the best available assistance option for you.